How to cock-block overeating + overshopping: Let the moment pass, my friend

Pigging out is so not Kate's jam.
Pigging out is so not Kate’s jam.

Happy almost-Friday, my intrepid little self-improvers. May we all churn and burn through our To Do lists and make way for summer-weekend fun. Personally, I become a veritable beehive of activity as the week draws to a close, mostly because I can sometimes be VERY. UNPRODUCTIVE. Tuesday through Thursday. Grrr times a trillion…

And on the topic of unproductivity, I started writing this blog post eons ago, and never got around to sliding into home plate with it.

The idea came in a flash back in late November, when my post-Thanksgiving noshing was spiraling out of control (hence the “overeating” bit), and my holiday gift-spending was also getting a little cray (thus the “overshopping” bit).

But then life moved on, as life does. And then I gave up swearing for Lent, so there was no way in H-E-DOUBLE HOCKEY STICKS I could publish a blog post with the phrase “cock-block,” right?

No sirree.

SIDEBAR: Is that not the cutest way to fake-spell “hell” ever? H-E-DOUBLE HOCKEY STICKS?? Adorbs.

So why now? Why am I suddenly picking up the threads of my long-abandoned opus, and finally stitching together a quilt of newsy awesomeness for my readers?

Several reasons:

1. Lent is over, and has been for quite some time, so I can feel okay – but not great – about slipping the word “cock-block” into a blog post hed. You’ll be happy to know, however, that I rarely swear anymore. My Lent abstention worked like a charm, thank the friggin lord. (KIDDING. About the “frigging lord” thing. I really have stopped cussing.)

2. I’ve learned a fun trick to cut back on my spending, which I’ll share in a sec.

3. My newly established carbs-avoidance already seems to be working.

Now that we have all that out of the way, let’s move on to the topics at hand.

First, the over-shopping thang.

Because I now work for myself and don’t have a steady paycheck landing in my account once a month anymore, my stash of cash can wax and wane like the moon. Up and down, and all around, like one of the hurl-worthy coasters at Busch Gardens.

So here’s my new budget trick. Wait for it…

I check my Amex sitch mid-cycle.

Rather than wait until I get a payment alert, and totally freak-out when I see the final tally because I’ve been plunking down the plastic willy-nilly all month, I put the fear of God in myself halfway through. That keeps me from overshopping.

I can hear some of you now: “Momover Lady, that is soooooooo basic. I’ve been doing that for years.” Well, yippee for you; I haven’t. But now that I’m doing the mid-cycle Amex check-a-roo, I don’t buy a fraction of what I’d like to. As for actual credit cards (Amex is more of charge card, although I could pay-over-time for some charges, particularly travel), I have them but I almost never use them. And when I do, they too, are paid in full each month.

The other classic trick to curbing overspending is to institute the “48-hour rule.” This is largely attributed to finance writer David Bach, author of Smart Women Finish Rich. Basically, when you see something, either in a store or online, that you just have to have – like you are dying to have it – wait two full days before pulling the trigger. Most of the time, you won’t end up buying whatever it is that you were about to slit your wrists over.

The moment has passed…

Now for the over-eating thang.

As I’ve blogged recently, I have lately packed on a few pounds that I am not happy about. So I’ve instituted a bit of a mashup plan for myself built around two big eating plans: The 8-Hour Diet and carb-avoidance.

The 8-Hour Diet is basically just compressing your eating window into any eight consecutive hours of your choosing, and then nada, zero, zip for the other 16. I’m almost never hungry in the morning, so this is do-able for me. My window is usually 11 to 7, and then the proverbial kitchen is closed.

The carb-avoidance comes by way of Hubby, and I’ve blogged about that lately, too.

Frankly, steering clear of carbs is very, very hard for me. But I’m doing it. And so far, so good; I’ve lost 3.5 lbs in two weeks.

And whenever I feel like I’m about to cave into a carb craving, I try to remember this stellar line from Kate Moss:

“Nothing tastes as good as skinny feels.”

In other words, I ask myself: “Do I want this deep-fried Twinkie more than I want to get rid of the spare tire around my mid-section? No.”

I somehow get through it.

I let the moment pass.